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WHAT WE DO

Our team of professionals can help you create a well-thought-out strategy designed to help you live your unique unretirement journey.

LIFESTYLE MAXIMIZER PROCESS

Our process is designed to help you achieve simplicity and confidence during your retirement years. We focus on five key areas of your life.

1. INCOME PLANNING

Our goal is to help ensure your expenses are paid month to month with reliability and predictability for the rest of your life. This typically includes:

  • Social Security maximization

  • Income & expense analysis

  • Inflation plan

  • Spousal plan

  • Longevity protection

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2. INVESTMENT PLANNING

Once your income plan is established, we will create an investment plan for the remaining assets that you do not need to draw from month to month. This typically includes:

  • Assessing your risk tolerance

  • Adjusting your portfolio to reduce fees

  • Volatility control

  • Evaluating ways to reduce risk while still working toward your goals

  • Comprehensive institutional money management

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3. TAX PLANNING

Any comprehensive retirement plan will include a strategy for decreasing tax liabilities. This typically includes:

  • Assessing the taxable nature of your current holdings

  • Possible IRA planning

  • Strategizing ways to include tax-deferred or tax-free money in your plan

  • Strategizing which tax category to draw income from first to potentially reduce your tax burden

  • Discussing ways to leverage your qualified money to leave tax-free dollars to your beneficiaries

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4. HEALTH CARE PLANNING

We will create a plan to help you address rising health care costs with a minimum of expense, including:

  • Looking at all aspects of Medicare, Parts A, B and D

  • Analyzing options for a long-term care plan

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5. LEGACY PLANNING

It’s important to ensure your hard-earned assets go to your beneficiaries in the most tax-efficient manner. By working collaboratively with a qualified estate planning attorney, our goal will be to help you:

  • Maximize your estate and income tax planning opportunities

  • Protect any assets in trust and ensure they are distributed to your beneficiaries probate-free

  • Prevent your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death

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READY TO GET STARTED?

For more information about any of the products and services we provide, schedule a meeting today or register to attend on our events below.

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